Your community doesn't need a bank. With Nairi, trust and technology create a transparent financial ecosystem where everyone can save, lend, and grow together.
Growing Community
Active savings groups
100% Secure
Encrypted transactions
Made for Tanzania
All mobile money supported

Everything your community needs to save, lend, and grow together
Create and manage savings groups (Makundi) with automated rotation, contribution tracking, and transparent member oversight.
Seamlessly send and receive funds through all mobile money networks including M-Pesa, Tigo Pesa, and Airtel Money.
Request loans from your group savings, track repayments, and manage lending cycles with complete transparency.
All transactions and contributions are recorded securely with full visibility for all group members.
NairiApp is a digital platform that modernizes local savings groups. It makes saving, borrowing, and tracking easy, secure, and transparent for everyone — even those without a bank account.
Our mission is to create a community financial system where traditional banking infrastructure isn't necessary. When trust, technology, and community come together, the community itself becomes the bank.




We believe communities can be their own banks. No need for traditional banking infrastructure when trust and technology come together.
Built for everyone, especially those without bank accounts. If you have a phone and a community, you can save and grow together.
Upatu has worked for generations. We're not replacing it—we're enhancing it with digital tools that make it better, safer, and more transparent.
All your group savings managed through our mobile app

Manage your wallet and groups
Join our WhatsApp community to get updates, early access, and connect with other members
Join WhatsApp CommunityBuilding community-powered financial systems where traditional banks aren't needed.
© 2025 Nairi by Nairi Company Limited. All rights reserved.