Community-Powered Financial System

Banking,
Reimagined
for Communities

Your community doesn't need a bank. With Nairi, trust and technology create a transparent financial ecosystem where everyone can save, lend, and grow together.

Growing Community

Active savings groups

100% Secure

Encrypted transactions

Made for Tanzania

All mobile money supported

Nairi App Interface

Comprehensive Savings Solutions

Everything your community needs to save, lend, and grow together

Group Savings Management

Create and manage savings groups (Makundi) with automated rotation, contribution tracking, and transparent member oversight.

Mobile Money Integration

Seamlessly send and receive funds through all mobile money networks including M-Pesa, Tigo Pesa, and Airtel Money.

Loan Requests & Tracking

Request loans from your group savings, track repayments, and manage lending cycles with complete transparency.

Secure & Transparent

All transactions and contributions are recorded securely with full visibility for all group members.

Communities Don't Need Banks. They Need Each Other.

NairiApp is a digital platform that modernizes local savings groups. It makes saving, borrowing, and tracking easy, secure, and transparent for everyone — even those without a bank account.

Our mission is to create a community financial system where traditional banking infrastructure isn't necessary. When trust, technology, and community come together, the community itself becomes the bank.

Works with all mobile money networks
No bank account required
Automated contribution rotation
Real-time transaction tracking
Traditional savings group
Community growth
Unity and cooperation
Hands united

Community-Powered Banking

We believe communities can be their own banks. No need for traditional banking infrastructure when trust and technology come together.

Financial Inclusion

Built for everyone, especially those without bank accounts. If you have a phone and a community, you can save and grow together.

Preserving Tradition

Upatu has worked for generations. We're not replacing it—we're enhancing it with digital tools that make it better, safer, and more transparent.

Experience the App

All your group savings managed through our mobile app

Home Dashboard

Home Dashboard

Manage your wallet and groups

Transparent group oversight
Loan management system
Cash contribution support
Multi-group management

Frequently Asked Questions

Ready to Transform Your Community Savings?

Join our WhatsApp community to get updates, early access, and connect with other members

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Nairi

Building community-powered financial systems where traditional banks aren't needed.

Contact

Dar es Salaam, Tanzania

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© 2025 Nairi by Nairi Company Limited. All rights reserved.